About me
I am Nelia. I am a mom.
I know what it feels like to lose everything — not in theory, but in lived, daily, humbling reality.
I was a property investor. Flipping homes was not just my income — it was my identity, my confidence, and my sense of security. I believed in it completely. I put every cent I had into it. And then it fell apart. Not from laziness. Not from carelessness. I gave it everything I had — and it still went wrong.
I moved in with a friend. I filed for bankruptcy. I had negative sixteen dollars in my bank account. I am not using that number for dramatic effect — I am using it because it is the truth, and because the truth of that moment is exactly what drives me today.
When you have nothing — truly nothing — you learn what matters. You learn what people in financial crisis actually need. Not pity. Not lectures. Not complicated systems they have to navigate alone while they are already overwhelmed. They need someone in their corner. Someone who understands the terrain because they have been lost in it themselves.
"I started researching my way back. And in that research, I found something that stopped me — families who had lost their homes and were owed thousands of dollars they were never told about. Money sitting unclaimed. People unaware. A gap that no one was filling with genuine care."
That discovery became my direction.
I am not a former homeowner who lost my house to foreclosure. My path was different — a property investment dream that did not survive, a financial collapse that left me starting over at zero. But what I carry from that experience is real, and it is directly relevant to every person I will ever serve in this work.
I know the specific shame of financial failure in real estate — the industry where you were supposed to be building something. I know how disorienting it is to go from having a plan, a vision, and momentum — to having nothing. I know how hard it is to trust again, to believe that something can still go right.
That knowledge does not make me a victim. It makes me qualified. Not with a certificate on a wall — with the kind of understanding that only comes from having lived through something that broke you and choosing to rebuild anyway.
"My mission is simple: find the people who are owed money after one of the hardest experiences of their lives, and help them get it back. With honesty. With care. With the full weight of what I know loss feels like."
What I bring to every call, every case, and every client is this: I went through my own version of financial devastation. I rebuilt from the ground up. I found this work through my own research and curiosity. And I chose it specifically because helping people recover money that is rightfully theirs felt like the most honest, most meaningful way I could use everything I had been through.
That is my foundation. That is my reason. That is enough.
What I stand for — without exception
Radical honesty
I will never misrepresent my story, my credentials, or my capabilities to gain someone's trust or signature. If I do not know something, I say so. If I cannot help, I say so. Honesty is the only foundation I am willing to build this business on.
Earned empathy
My compassion is not a technique. It is earned through my own experience of financial collapse. When I listen to someone who has been through foreclosure, I am not performing understanding — I am drawing on something real inside me.
No upfront cost — ever
I only get paid when the person I am helping gets paid. No fees. No charges. No risk to someone who has already been through enough. This is not a business policy — it is a personal commitment rooted in knowing what it means to have no financial cushion whatsoever.
Continuous mastery
The people I serve deserve someone who truly knows what they are doing. I commit to mastering surplus funds law, the claims process, and every tool and skill required to serve my clients at the highest possible level. Good intentions are not enough — they must be backed by real expertise.
Rebuilding — mine and theirs
Every case I close is part of two stories of rebuilding. Theirs — recovering funds they never knew existed. And mine — turning the hardest year of my life into work that genuinely matters. Both stories fuel each other. Both stories are real.
I started this journey with negative sixteen dollars, a bankruptcy filing, a friend's couch, and the stubborn belief that I was not finished yet.
I am not finished yet.
And neither are the families I will find — the ones sitting right now in a new apartment, a friend's home, a smaller life than they had before — completely unaware that money belonging to them is sitting in a county account waiting to be claimed.
I will find them. I will call them. I will tell them the truth. And I will help them get back what is theirs.
That is my mission. That is my work. That is who I am.